You’ve done enough.
Now make it optional.
Birch Point Wealth Management helps successful pre-retirees and retirees make work truly optional — and then live their next chapter with purpose, clarity, and confidence.
You’ve done the hard part. So why doesn’t it feel that simple?
You’ve spent decades building a career, growing your wealth, and providing for the people you love. By almost any measure, you’ve succeeded. And yet the question of whether you can actually stop — or make work truly optional — still lingers.
It’s not just about the numbers, though those matter. It’s about knowing you haven’t missed anything — the tax opportunities, the timing decisions, the strategies that only open up in this specific window before and after retirement.
Getting to work-optional requires more than accumulated assets. It requires a plan precise enough to show you exactly where you stand — and what’s possible.
“Am I actually ready to stop?”
You suspect you might be financially ready — but you’ve never had someone show you clearly, with real numbers, that you can leave.
“My plan feels like a template.”
You’ve worked with advisers who gave you a standard plan. It didn’t account for the full complexity of your picture or where you actually want to go.
“Is my plan built for the life I want?”
A real plan should reflect where you want to live, how you spend your time, and what you want to do more of. Most plans don’t start there.
“What if I’ve missed something?”
Taxes, healthcare, Social Security timing, longevity — the moving pieces are real, and the cost of missing one can be significant.
We understand this transition — because we’ve walked alongside people making it for years.
The financial questions are solvable. Getting the plan right — the income strategy, the tax picture, the timing decisions — is what we do every day. We also believe the best financial plan is one built around your specific goals: what you want your next chapter to look like, not just what the numbers allow.
“Most clients tell us the same thing: ‘I wish I’d done this sooner.’ Not because they were behind — but because having a clear plan gave them peace of mind they hadn’t expected.”
Three steps. One integrated plan. Built around your life.
A clear path from where you are today to a work-optional future — designed around your specific situation, not a template.
Your Discovery Meeting
We get to know what matters most to you — your goals, your timeline, and what work-optional looks like in your life. We review your full financial picture: accounts, income, spending, and the opportunities and gaps that shape everything that follows.
Your Work-Optional Blueprint
We present your personalized financial plan with scenarios that show what’s possible and the decisions that shape your path. We work through income strategy, tax planning, and estate planning concepts together so you leave with a plan you understand.
Your Blueprint in Motion
We present the investment strategy that brings your Blueprint to life — the specific recommendations designed to fund your income plan, manage your tax picture, and pursue your long-term goals. This is where the plan becomes something you can live.
The cost of waiting — and the reward of getting this right.
Without a clear plan
- —Staying in work you no longer need because the path out isn’t clear.
- —Leaving money on the table through missed tax and Roth conversion windows.
- —Making irreversible Social Security decisions without full information.
- —Outliving your assets — or living too frugally out of misplaced fear.
With the right partner
- →Knowing exactly where you stand — and when work becomes truly optional.
- →A tax-efficient income plan that makes every dollar work harder.
- →Peace of mind that you’ve thought of everything — and someone is watching for what’s next.
- →Confidence to spend, give, and live fully — because your plan accounts for it.
CFP® Professional
NAPFA Member
The Wall Street Journal
Kiplinger’s
The clients who find us tend to share a few things in common.
If several of these sound like you, a first conversation is probably worth your time.
- You’ve spent decades building a career that gave you financial success and professional momentum — and now you’re wondering if it’s time to change the equation.
- The question of when — or whether — to make work optional has moved from something you think about occasionally to something you think about often.
- You’ve built meaningful wealth and have a general sense you should be okay — but you haven’t had someone walk through the full picture with real clarity.
- You may have managed things yourself for years and are now looking for a second set of eyes — or a real partner — as the stakes get higher.
- You want a real relationship with your adviser — not a relationship manager who changes every two years and doesn’t know your name.
Ready to see where you stand?
A straightforward, no-obligation conversation about your financial picture and what a work-optional future could look like for you.
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